About Prudent Value Cars

Finding your Vehicle

We pride ourselves on stocking the most tried and true vehicles that hold their value and remain reliable year after year.  Toyota, Honda, Ford 150 and more.  We want you to have a trouble free, like-new condition vehicle for years to come.

Prudent Value Cars

Used Car Dealer in Toronto and GTA

Superior pre-owned cars for people with bad credit

Welcome to Prudent Value Cars where you get the vehicle you want and the loan you need — all on the same day. We offer in-house financing at 5.75% to 9.9% interest plus fees. These rates are the lowest in the financial industry which lends to people with bankruptcies, proposals and bad credit. The rates depend on your job, income, and debt.

PVC vehicles offer superior value: lower depreciation, lower km, and the highest used-car safety testing in Ontario. You pay more for a PVC car. But you get a safer car  and save on your maintenance costs!

PVC’s loan services go further than many of our competitors. All our loans are open. Repay early and get a rebate on your interest. Avoid costly NSF payments: If you have an emergency, call us, we`ll hold your payment free of charge for up to two weeks. We report all payments to the credit bureau so you can start to rehabilitate your credit history.


PVC proudly serves the GTA including Toronto, Brampton, Etobicoke, Mississauga, North York and Scarborough. Also: Acton, Aurora, Ajax, Barrie, Burlington, Cambridge, Guelph, Hamilton, Kitchener, Maple, Markham, Milton, Oakville, Oshawa, Pickering, Richmond Hill, Thornhill, Woodbridge and many others.