Once you are approved for a car loan, please bring in:
Frequently Asked Car Loan Questions
Prudent Value Cars, Toronto, Ontario
What is a Vehicle Purchase Loan?
A Vehicle Purchase Loan is where we finance your purchase of a Prudent Value Cars vehicle for up to $20,000.
How do I apply for a loan?
You can apply online or call one of our loan professionals at 416.223.9300 who will help you with the application process.
How quickly will I get the loan?
Once you qualify for an auto loan from Prudent Value Cars, The whole process could take up to an hour.
How long can I expect to wait for a reply to my online application?
We will contact you on the same day you send in your application if we receive it during normal business hours. After-hours and weekend applications will be responded to on the first business day following the application. We will contact you on the phone numbers and/or email address entered on your application.
My credit history is very bad, will I still be eligible to get a loan?
Well, let’s put it this way: since Prudent Financial opened its doors in 1984, we have helped tens of thousands of people with bad credit personal loans and helped them re-establish their credit in the process.
So I would qualify if I were still in a bankruptcy and a consumer proposal even though I am not finished or discharged yet?
Yes. Prudent approves people who are currently still in bankruptcy or have almost completed their consumer proposals.
What are Referral Fees?
Referral Fees are what we pay to customers, brokers or anyone who sends us a referral that results in a loan.
If I apply online will my personal information be kept private and secure?
We use the industry standard of 256 bits encryption to ensure the highest levels of confidentiality and security. We do not sell or share any information to outside sources.
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Once on this site, click on search and type in Ministry approved beginner driver education course providers.
Here you will find lists of driving schools all across Ontario which are Ministry-approved as well as Ministry-revoked.