Welcome to Prudent ValueCars


Prudent Value Cars is no longer in operation.   However we are pleased to assist if you require a very competitive loan to purchase a used vehicle from another dealership.

Call 416.223.9300 for details  Ask for one of our loan officers available M-F 9am-5pm

Thank you for your past patronage!

Prudent Value Cars

Bad credit car loans

Loans to purchase a used vehicle when the bank is not an option

At Prudent Financial Services, we offer vehicle financing at 5.75% to 9.9% interest plus fees. These rates are among the lowest in the financial industry lending to people with bankruptcies, proposals and bad credit. The rates depend on your job, income, and debt.

All our loans are open. Repay early and get a rebate on your interest. Avoid costly NSF payments: If you have an emergency, call us, we’ll hold your payment free of charge for up to two weeks. We report all payments to the credit bureau so you can start to rehabilitate your credit history.


Prudent Financial Services proudly serves the GTA including Toronto, Brampton, Etobicoke, Mississauga, North York and Scarborough. Also: Acton, Aurora, Ajax, Barrie, Burlington, Cambridge, Guelph, Hamilton, Kitchener, Maple, Markham, Milton, Oakville, Oshawa, Pickering, Richmond Hill, Thornhill, Woodbridge and many others.